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Source: http://www.nbcnews.com/video/cnbc/52333999/
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Friday, June 28, 2013
Thursday, June 27, 2013
Student loan deal seems on edge of falling apart
WASHINGTON (AP) -- Efforts to keep interest rates on new student loans from doubling appeared to be falling apart Wednesday as the Democratic leader of the Senate declared a bipartisan proposal unacceptable.
With just days to spare before a July 1 deadline sends subsidized Stafford loan rates up from 3.4 percent to 6.8 percent, a group of senators from both parties announced a plan that would link interest rates on new federally backed loans to the financial markets. The deal would avert a costly rate hike for now but could spell higher rates in coming years.
The proposal seemed to stall even before it had a chance to be considered.
The chamber's top Democrat, Sen. Harry Reid of Nevada, said it could never pass. The Democratic chairman of the education panel said he couldn't back a plan that doesn't include stronger protections for students and parents.
Undeterred, Sen. Joe Manchin, D-W.Va., said Wednesday he would introduce the legislation on Thursday, along with Republican collaborators Sen. Tom Coburn of Oklahoma, Sen. Lamar Alexander of Tennessee and Sen. Richard Burr of North Carolina. Sen. Angus King of Maine, an independent, also signed on to the plan.
Aides to Manchin said he expected to have Democrats on board, as well.
"This deal shows the American people that bipartisanship and common sense are alive in Washington," Manchin said.
Alexander, the top Republican on the Senate education panel, said: "This proposal is fair to students and fair to taxpayers, and combines the best ideas from the president's budget, the House-passed bill and the work of this bipartisan coalition of senators. There's no reason Congress shouldn't pass it and the president shouldn't sign it before July 1."
Republicans have long sought to link student loans to the financial markets instead of letting Congress set the rates for federal lending. President Barack Obama included a variation of that market-based approach in the budget he sent to Congress earlier this year, leaving his fellow Democrats grousing and trying to thwart those efforts.
"Why Senate Democrats continue to attack the president's plan is a mystery to me, but I hope he's able to persuade them to join our bipartisan effort to assist students," said Don Stewart, a spokesman for Senate Minority Leader Mitch McConnell.
McConnell had kept tabs on the Manchin-led talks and GOP aides suggested the resulting proposal might be the best ? if not only ? way to the Senate to advance legislation that would prevent a rate hike that Congress' Joint Economic Committee estimated would cost the average student borrower an extra $2,600.
Under the Manchin-led deal, interest rates would be based on the 10-year Treasury note plus an added percentage rate.
For loans taken this fall, that means all undergraduate borrowers would pay 3.6 percent interest rates, graduate students would pay 5.2 percent and parents would pay 6.2 percent. In future years, those rates could climb and there was not a cap on how high they could go.
Undergraduates who receive subsidized Stafford loans make up a quarter of all borrowers and they currently pay 3.4 percent interest. Undergraduates who do receive unsubsidized Stafford loans pay 6.8 percent and make up another half of borrowers. Graduate students and parents borrow from the government at 7.9 percent interest under the current system.
But if the Congressional Budget Office estimates for 10-year Treasury notes hold, students might be better off if rates double as scheduled to do. The low-at-first undergraduate rates would rise to the current 6.8 percent for the 2017 year and reach 7.2 percent the next year under the compromise proposal.
There is no limit to how high interest rates could go.
That, Democrats and student groups have warned, will hurt students worse than no deal at all.
"Any proposal that lacks a cap is a nonstarter and indicates that its proponents are putting their ideology above students and their families," said Allison Preiss, a spokeswoman for the Democratic-led Senate Health, Education, Labor and Pensions Committee that Sen. Tom Harkin leads.
And a group of coalition of student groups wrote Senate leaders earlier this week: "No deal is better than a permanent bad deal."
For now, there seemed to be no vote imminent.
"There is no deal on student loans that can pass the Senate because Republicans continue to insist that we reduce the deficit on the backs of students and middle-class families, instead of closing tax loopholes for the wealthiest Americans and big corporations," said Reid spokesman Adam Jentleson. "Democrats continue to work in good faith to reach a compromise but Republicans refuse to give on this critical point."
The bipartisan proposal would save the government $960 million over a decade. Republicans have said they want any savings to go toward paying down the national deficit while Democrats insist any money generated from the program should go back to students and not to reduce red ink.
Students loans issued this year were set to bring in $51 billion net gain over the next decade.
The compromise plan would keep the cap on a students' annual loan repayment at no more than 15 percent of a graduate's income. When students start paying back their loans, they could consolidate them at a rate no higher than 8.25 percent.
The Republican-led House earlier passed legislation for student loans but let the interest rates shift every year, meaning loans taken at one interest rate to pay for freshman year could have higher rates by graduation day.
The White House threatened to veto that bill, although top officials later told lawmakers they were open to a compromise that could win congressional approval and avoid an embarrassing and avoidable rate hike.
Democrats in the Senate earlier tried to push through a measure that would extend current rates for two years while lawmakers rewrote the law that governs all higher education institutions that receive federal dollars. That process was slated to being this fall ? too late to help students returning to campus this fall.
Those efforts to keep rates at 3.4 percent fell apart under Senate rules but Senate Democrats said late Wednesday they would try again. Senate Republicans, too, failed to advance their own earlier student loan bill.
Some leaders in the Republican-led House said they were likely to pass whatever the Senate sends them. While the House already passed its own version of student loan legislation, the principles included in the Senate compromise were acceptable and GOP officials were not eager to revisit the issue.
If lawmakers don't formally act before the July 1 deadline, officials say they can pass the bill when they return from the July 4 holiday and retroactively set the rates. Officials say few students are expected to sign loan documents in July and instead were looking to finalize the aid packages closer to returning to campus in the fall.
Additionally, Obama left earlier Wednesday for a trip to Africa. He is not set to return until after the July 1 deadline and the White House is likely to want a public signing ceremony.
___
Follow Philip Elliott on Twitter: http://www.twitter.com/philipelliott
Source: http://news.yahoo.com/student-loan-deal-seems-edge-202519301.html
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Sharp announces first THX-certified 4K TV, the $8,000 Aquos Ultra
Sharp has just revealed the Aquos Ultra at CE Week, a 70-inch Ultra HDTV the company says is the only THX-certified 4K model on the market. Calling it the company's "best designed TV ever," Sharp said that it put the model through "four hundred rigorous performance tests" to gain the THX nod, which is meant to assure that programming is reproduced as closely as possible. On top of the 3,840 x 2,160 pixel count, the model features advanced HD upscaling tech via a dual-core signal processor, pre-calibrated THX Movie viewing modes, a dual subwoofer system with 35 watts of sound output, Sharp's SmartCentral Smart TV platform and a flash-enabled web browser. You'll also be able to change channels or send video directly from your smartphone via the Beam app, and watch 3D films at 4K with the set's passive technology. If you're not dissuaded by the $8,000 price tag, it'll be up for grabs in mid-August -- check the PR after the break for more.
Filed under: Home Entertainment
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ICBMG 2013 : 2013 2nd International Conference on Business ...
2013 2nd International Conference on Business, Management and Governance - ICBMG2013 is the premier forum for the presentation of new advances and research results in the fields of theoretical, experimental, and applied Business, Management and Governance. The conference will bring together leading researchers, engineers and scientists in the domain of interest from around the world. Topics of interest for submission include, but are not limited to:
Accounting
Advertising Management
Business & Economics
Business Ethics
Business Intelligence
Business Information Systems
Business Law
Business Performance Management
Business Statistics
Change Management
Communications Management
Comparative Economic Systems
Consumer Behavior
Corporate Finance and Governance
Corporate Governance
Cost Management
Decision Sciences
Development Planning and Policy
Economic Development
Economic Methodology
Economic Policy
Economic Systems
Entrepreneurship
Finance & Investment
Financial Economics
Global Business
Growth; Aggregate Productivity
Household Behavior and Family Economics
Human Resource
Industrial and Manufacturing Engineering
Information Systems
Information Technology Management
International Business
International Economics
International Finance
Labor Economics
Labor Relations & Human Resource Management
Law and Economics
Management Information Systems
Management Science
Market Structure and Pricing
Marketing Research and Strategy
Marketing Theory and Applications
Operations Research
Organizational Behavior & Theory
Organizational Communication
Prices, Business Fluctuations, and Cycles
Product Management
Production and Organizations
Production/Operations Management
Public Administration and Small Business Entrepreneurship
Public Choice
Public Economics and Finance
Public Relations
Public Responsibility and Ethics
Regulatory Economics
Resource Management
Strategic Management
Strategic Management Policy
Stress Management
Supply Change Management
Systems Management
Systems Thinking
Taxes (related areas of taxes)
Technological Change; Research and Development
Technology & Innovation
Time Management
Total Quality Management
Travel/Transportation/Tourism
Welfare Economics
Digital Government Application Domains:
courts, crisis management
education, emergency response
government statistics
grants administration
intelligence
international initiatives and cooperation
health and human services
law enforcement and criminal justice
legislative systems
natural resources management
open government (o-government)
regulation and rulemaking
security, tax administration
transportation systems
urban planning.
Information Technology and Tools to Support Government
cloud computing for digital government domains
collaboration tools
digital libraries and knowledge management
geographic information systems
human-computer interaction
intelligent agents
information integration
interoperable data, networks and architectures
large scale data and information acquisition and management
mobile government
multiple modalities and multimedia
national and international infrastructures for information and
communication
service-oriented architectures
semantic web
social networking, mashups, and software engineering for large-scale
government projects.
Law and economics
Financial system and economic development
Economic reforms and growth
the world economy
State governance and economic policy
History
Human and Social Evolutionary Complexity
Human Development based on psychological and social concepts
Human Rights Development
Human-Computer Interactions
Human-Environment Interactions
Information and Communication Systems
Innovation, Technology and Society
Interdisciplinary Research and Studies
International Relations & Collaborations
Journalism
Knowledge Management and Knowledge Economy
Land-Use Modeling Techniques and Applications
Law and Justice
Learning and Behavioral Modeling
Management
Management Information Systems
Mathematical Modeling in Social Science
Media and Communications, Technology
Open Learning and Distance Education
Organizational Decision Making
Physics Methods for Analyzing Social Complexity
Policy/Public Administration/Public Health
Political Science and Decision Making
Politics, society, and international relations
Population and Development
Preservation and Green Urbanism
Psychology
Public Administration
Public Governance
Race/Ethnic Studies
Social and Organizational Networks
Social Complexity
Social Computing
Social Network Analysis
Social Systems Dynamics
Social Work
Social-Psychological, Social, Organizational, and Technological
Systems
Socio-Cognitive-Technological Systems
Sociology
Sociology and Social Computation
Sport and Physical Education
Standards for Metadata, Ontologies, Annotation, Curation
Sustainable Development
Sustainable Economic Development
Sustainable Human and Social Development
Sustainable Urban Neighborhoods
Sustainable Urban Transport and Environment
Technology and Education
Technology, Society, Environmental Studies
Urban and Regional Planning
Urban Studies
Violence, Extremism, and Terrorism
Virtual Communities and Communications
SUBMISSION METHODS:
Formatting Instructions (DOC)
1. Electronic Submission System; ( .pdf)
https://www.easychair.org/account/signin.cgi?conf=icbmg2013
If you can't login the submission system, please try to submit through method 2.
2. Email: icbmg@iedrc.org ( .pdf and .doc)
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AP Interview: UN Iraq rep urges exile cooperation
BAGHDAD (AP) ? The United Nations envoy to Iraq said Wednesday that residents of an Iranian dissident camp are denied freedom of movement by the exile group, and that efforts to relocate them outside Iraq are being stymied in part by lack of cooperation from the residents themselves.
Martin Kobler made the comments in an interview with The Associated Press in Baghdad as he prepares to leave the country at the end of his term. The U.N. has been involved in relocating members of the Mujahedeen-e-Khalq dissident group to a camp on the outskirts of the Iraqi capital while it works to resettle them abroad.
The MEK is the militant wing of a Paris-based Iranian opposition movement known as the National Council of Resistance of Iran that opposes Iran's clerical regime and has carried out assassinations and bombings there. They fear persecution if sent back to Iran.
About 3,100 MEK members live in Camp Liberty, a former U.S. military base near Baghdad airport. The Iraqi government wants the group's members out of the country. So do Iranian-backed Shiite militants, who have claimed responsibility for deadly rocket strikes on the camp.
Kobler acknowledged that a major problem in resettling camp residents is a shortage of countries willing to accept them. He repeated his call for U.N. member states, including the U.S., to do more.
"We do not have enough recipient countries. ... There is also reluctance from the side of the Liberty residents to cooperate with the UNHCR," he said, referring to the U.N. refugee agency.
Albania has agreed to take 210 camp residents, but only 71 have made the move so far. Germany has also offered to take 100 residents.
Kobler also cited concerns about what he called "human rights abuses inside Camp Liberty done by the MEK themselves."
Residents are not free to move between different sections of the camp without approval, and some are denied Internet and mobile phone access by MEK officials, he said. Medical treatment outside is also often blocked by the group, he alleged.
"There are, of course, MEK residents who probably would like to disassociate themselves from the MEK," he said. "Everybody who wants to go out of the camp ... should have the chance to do so."
The NCRI, the MEK's affiliated Paris-based group, has repeatedly criticized Kobler. He retains the backing of U.N. Secretary-General Ban Ki-moon, and was recently appointed the U.N. envoy and head of the U.N. peacekeeping mission in Congo.
NCRI spokesman Shahin Gobadi dismissed Kobler's comments as baseless and intended to "cover up the failure to provide minimum security provisions" at the camp.
"The only purpose they serve is they set the stage for more attacks," he said, insisting that residents cooperate with the U.N. Gobadi also charged that "Kobler has never been an impartial person and does not represent the values of the U.N."
Iraq gave foreign diplomats as well as journalists from AP and Iraq's state-run TV a rare glimpse of the camp in September. Diplomats on the tour described conditions as acceptable.
The MEK fought alongside Saddam Hussein's forces in the 1980-88 Iran-Iraq war, and several thousand of its members were given sanctuary at a facility known as Camp Ashraf near the Iranian border. The MEK renounced violence in 2001 and was removed from the U.S. terrorism list last year.
Iraq's Shiite-led government, which has close ties to Iran, considers the MEK a terrorist group. Iraqi security forces launched two deadly raids since 2009 on Camp Ashraf, and in 2012 most residents were moved to Camp Liberty, which is meant to be a temporary way station.
Ali al-Moussawi, a spokesman for Iraqi Prime Minister Nouri al-Maliki, said Baghdad also has concerns that MEK leaders are preventing residents from leaving.
"There is intimidation being practiced by some MEK leaders against their fellow people," al-Moussawi said. "Some MEK members are willing to leave the country, but they are being threatened by a minority preventing them."
The exiles say their new home is unsafe, and they want to return to Camp Ashraf. Several residents were killed in a Feb. 9 rocket strike on the camp, and two others died in a similar attack this month.
In another development Wednesday, Iraqi electoral officials said the Kurdish-backed al-Taakhi list won the largest single bloc of seats in provincial elections in the restive northern province of Ninevah. It claimed 11 of 39 provincial council seats up for grabs.
Ninevah borders Iraq's largely autonomous Kurdish region and has a sizable Kurdish minority. Many of the remaining seats went to Arab parties, with Iraqi parliament speaker Osama al-Nujaifi's Sunni Arab-backed United bloc coming in second, with eight seats.
Residents in Ninevah and neighboring Anbar province voted last week in local elections that were delayed due to security concerns.
Also Wednesday, Iraqi authorities said two policemen were killed in a bomb blast in the Ninevah provincial capital Mosul. Four others died in an explosion in a small cafe in Baghdad's Dora neighborhood, They spoke on condition of anonymity because they weren't authorized to release the information to journalists.
___
Associated Press writer Qassim Abdul-Zahra contributed reporting.
___
Follow Adam Schreck on Twitter at http://twitter.com/adamschreck
Source: http://news.yahoo.com/ap-interview-un-iraq-rep-urges-exile-cooperation-163517746.html
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Jackson's teenage son describes upbringing, death
FILE - In this Oct. 8, 2011 file photo, Prince Michael Jackson appears on stage at the Michael Forever the Tribute Concert, at the Millennium Stadium in Cardiff. An attorney for Michael Jackson?s mother, Katherine Jackson, says the singer?s eldest son, Prince, will testify in a Los Angeles courtroom in the negligent hiring case against AEG Live LLC on Wednesday, June 26, 2013. Prince, 16, is a plaintiff in the case against concert promoter AEG Live. (AP Photo/Joel Ryan, File) *Editorial Use Only*
FILE - In this Oct. 8, 2011 file photo, Prince Michael Jackson appears on stage at the Michael Forever the Tribute Concert, at the Millennium Stadium in Cardiff. An attorney for Michael Jackson?s mother, Katherine Jackson, says the singer?s eldest son, Prince, will testify in a Los Angeles courtroom in the negligent hiring case against AEG Live LLC on Wednesday, June 26, 2013. Prince, 16, is a plaintiff in the case against concert promoter AEG Live. (AP Photo/Joel Ryan, File) *Editorial Use Only*
FILE - In this Oct. 8, 2011 file photo, Prince Michael Jackson appears on stage at the Michael Forever the Tribute Concert, at the Millennium Stadium in Cardiff. An attorney for Michael Jackson?s mother, Katherine Jackson, says the singer?s eldest son, Prince, will testify in a Los Angeles courtroom in the negligent hiring case against AEG Live LLC on Wednesday, June 26, 2013. Prince, 16, is a plaintiff in the case against concert promoter AEG Live. (AP Photo/Joel Ryan, File) *Editorial Use Only*
LOS ANGELES (AP) ? Michael Jackson's oldest son described the frantic efforts to revive his father to a jury, a scene of tears and agony that ended a dozen idyllic years being raised by one of pop music's superstars.
Michael Joseph "Prince" Jackson Jr. told the panel Wednesday how he knew there was trouble in the singer's rented mansion when heard screaming upstairs and went into his father's bedroom. His father was laying halfway off the bed, eyes rolled up into the back of his head as his physician tried CPR.
His sister Paris screamed for her father and Prince, now 16, told jurors that he was crying. On the ride to a hospital, the teenager recounted how he tried to calm the fears of his sister and younger brother by telling them that angels were watching over their father and everything would be fine.
It wasn't until his father's doctor, Conrad Murray, came out of the emergency room and said he had died that Prince knew his father was gone.
"Nothing will ever be the same," the teenager told jurors. He said while his younger brother doesn't totally realize the loss, his sister has had the hardest time of them all and he has had many sleepless nights since his father died four years ago.
His voice wavered at times and tears appeared to form in his eyes, but Prince remained composed as he publicly recounted for the first time what he saw the day his father died.
The re-telling of the scene in Jackson's bedroom came after nearly an hour of Prince describing happier times, showing photos of him and his sister when they were younger and a series of videos of the children filmed by their father.
He testified in a lawsuit accusing concert promoter AEG Live LLC of negligently hiring Murray, who was later convicted of involuntary manslaughter for giving Jackson an overdose of the anesthetic propofol.
AEG denies it hired the physician or bears any responsibility for the entertainer's death.
Wearing a black suit with a dark grey tie and his long brown hair tucked behind his ears, Prince testified that he saw AEG Live CEO Randy Phillips at the family's rented mansion in a heated conversation with Murray in the days before his father died. The teenager said Phillips grabbed Murray's elbow.
Phillips "looked aggressive to me," Prince testified.
His father wasn't at home at the time and was probably rehearsing, he said.
He said he saw his father cry after phone conversations with Phillips, and wanted more time to rehearse and was unhappy with pressure to perform his 50 scheduled comeback concerts titled "This Is It."
Murray's attorney Valerie Wass and AEG defense attorney Marvin S. Putnam later denied outside court that the meeting Prince described ever happened.
Putnam said Prince would be re-called to the witness stand during the defense case later in the trial.
"I think as the testimony will show when he is called in our defense that's not what happened," Putnam said. "He was a 12-year-old boy who has had to endure this great tragedy."
The testimony began with the teenager showing jurors roughly 15 minutes of private family photos and home videos.
He described growing up on Neverland Ranch and narrated videos of the property's petting zoos, amusement park and other amenities. After his father's acquittal of child molestation charges, Prince described living in the Middle East, Ireland and Las Vegas.
Prince is the first Jackson family member to testify during the trial, now in its ninth week. On Thursday his cousins, TJ and Taj Jackson, who are Tito Jackson's sons, will take the witness stand.
Prince Jackson, his sister Paris-Michael Katherine Jackson and brother Prince Michael "Blanket" Jackson are plaintiffs in the case against AEG, which their grandmother and primary caretaker filed in August 2010.
Another image showed Michael Jackson playing piano with his son while Prince was still a toddler.
Plaintiffs' attorney Brian Panish asked Prince whether he was interested in pursuing a career in music. "I can never play an instrument and I definitely cannot sing," Prince said to laughter from the jury.
He said he wanted to study film or business when he goes to college.
His testimony also included details that AEG's lawyers will likely point to later in the case to bolster their contention that Jackson was secretive about using propofol as a sleep aid.
Prince said none of the household staff were allowed upstairs at the mansion, and the singer kept his bedroom locked while receiving treatments from Murray.
During cross-examination, Putnam played a clip from a deposition of Prince in which the teen said he discovered the bedroom was locked when he and his siblings were playing hide-and-seek and couldn't get inside.
Prince also said his father gave him and his sister Paris a stack of $100 bills on a few occasions to give to Murray. He said his father told him that Murray wouldn't take the money from him, and the doctor wouldn't take the full amount from the children.
The teenager said his understanding was that the money was meant to tide Murray over until he got paid by AEG Live.
He never saw or knew how Murray was treating his doctor.
"I was 12. To my understanding he was supposed to make sure my dad stayed healthy," Prince testified.
___
Anthony McCartney can be reached at http://twitter.com/mccartneyAP
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How Reading Makes Us More Human - Karen Swallow Prior - The Atlantic
www.theatlantic.com:
A battle over books has erupted recently on the pages of The New York Times and Time. The opening salvo was Gregory Currie's essay, "Does Great Literature Make Us Better?" which asserts that the widely held belief that reading makes us more moral has little support.
Read the whole story at www.theatlantic.com
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? "); window.HPAds.ad_reload('conversation_300x250_req', 'conv_overlay_ads'); } }, login_prompt: function() { if ( window.HPConnect ) { window.HPConnect.Login(); return true; } return false; }, get_user_token: function() { if ( window.huff && window.huff.units && window.huff.units.user && window.Conversations.phpjs && window.Conversations.phpjs.md5 ) { return window.Conversations.phpjs.md5(window.huff.units.user.id); } } }; var Conversations = window.Conversations.require('Conversations:Conversations'); window.Conversations.app = new Conversations(); window.Conversations.app.initialize(config); // If the app did not initialize properly, display a message and exit if ( window.Conversations.app.isInitialized() === false ) { window.Conversations.app.die(); } }); "; var coords = [-5, -78]; if( HPConfig.current_vertical_name == 'homepage' ) { coords = [-5, -70]; } else if( HPConfig.current_vertical_name == 'mapquest' ) { coords = [-5, -68]; } FloatingPrompt.embed(this, html, undefined, 'top', {fp_intersects:1, timeout_remove:2000,ignore_arrow: true, width:236, add_xy:coords, class_name: 'clear-overlay'}); });?
Source: http://www.huffingtonpost.com/2013/06/25/how-reading-makes-us-more_n_3495955.html
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